Loans for Disadvantaged Students

The Loans for Disadvantaged Students (LDS) program is limited to disadvantaged students as defined by the Secretary of the Department of Health and Human Services (HHS).

The Financial Aid Office will determine the eligibility of students who apply for financial aid through the College of Medicine and will recommend selected students for awards within the limits of availability. Eligibility is limited to U.S. citizens and unconditional permanent residents.

In order for the eligibility for this scholarship to be determined, parental data on the FAFSA and on the Howard University College of Medicine financial aid application must be provided.

To be eligible, a student must demonstrate financial need as determined by need analysis, including calculation of contributions from the student and the student’s parents and spouse.

Repayment of the principal and interest at 5 percent begins one year after completion of medical school or may be deferred until a student has completed residency training. The maximum repayment period is ten years. Students who wish to be considered for this loan should complete Section D (Special Circumstances/Additional Information) on the Howard University College of Medicine Application for Student Financial Assistance.